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It's renting, reimagined.
For the first time, renting isn’t just an expense—it’s a way to build equity, grow wealth, and take control of your financial future.
Make Rent Work for You
Every payment builds credit, equity, and unlocks perks. Who wouldn’t want that?
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Flexible Rent Payments
Take control of your rent schedule + pay on your own terms. Hassle-free!
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Own Your Future
Build your home equity fund now, and when you’re ready to buy, it's yours to use.
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🏡 Grow Equity – Turn Rent Into an Asset
Usually, renters build nothing—homeowners build wealth. Viva changes that. Every rent payment adds to your equity fund, so when you’re ready to buy a home (or just need extra cash), you’ve got money set aside.
✅ Why it matters: Because renting shouldn’t leave you empty-handed.
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📈 Build Credit – Boost Your Score
Your rent payments should count toward your credit—so we make sure they do! A higher credit score means better loan rates, easier approvals, and more financial freedom.
✅ Why it matters: No more getting stuck with high-interest rates or loan rejections.
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💰 Grow Wealth – Your Rent, Your Future
Instead of rent being a never-ending expense, Viva helps you turn it into long-term financial growth. Think of it as stacking cash for your future, without changing how you pay.
✅ Why it matters: Because your rent should work for you, not just your landlord.
How it Works
01
Join Viva - Pick the membership that fits your lifestyle—prepaid, debit, or apply for a credit card. Set up your profile and goals in minutes.
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Pay Rent + Earn - Use your Viva Card for rent and everyday purchases while building equity with every payment.
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Let Us Handle the Rest - We automatically report your on-time rent payments to credit bureaus, helping you boost your credit score effortlessly.
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Unlock More Perks - Take advantage of FlexPay, Deposit Insurance, and other smart financial tools designed to help you thrive.